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📞
Discovery Call
30 min · No obligation
Phone or video
📊
Roth Blueprint™
Request your free
personalized report
🏛️
Estate Review
Trust gap analysis
+ document review
🔑
Full Strategy Session
All Specialists
All 4 areas · 60 min
In-person or virtual
✅

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By submitting you agree to be contacted by The Tax & Retirement Architects. Not legal or tax advice. No obligation.

Specialized Retirement Planning | Est. 1989 | Kennesaw & Atlanta, GA
Solving the Challenges Every Retiree Faces.
That’s the Ultimate Retirement Plan.

In Simple Terms:
Income, Taxes
and Your Legacy.

Solving those 3 concerns requires a team. The correct retirement financial structure is designed specifically for each individual and includes the right income and growth strategy, a tax plan to reduce or eliminate taxes, and the legal structure to avoid probate, protect your assets, and provide for your loved ones.

🎭️ Documentary Film
Retirement Everest
Brett Kitchen & Ethan Kap · Official Trailer
▶ Watch on YouTube
🎭️ Featured Documentary
Retirement Everest
The 7 Dangers of Decumulation, reaching retirement is not the summit. Brett & Ethan
Watch Trailer
01
Income & Growth
The right income and growth strategy: guaranteed insured contracts with 0% loss floor, gains locked in, and principal protected. Or professionally managed strategies for higher growth with minimal downside.
02
Eliminate Taxes
A tax structure that eliminates the tax burden on your income, your IRA, and your estate. Not just a return. 90% of our clients see massive tax savings through Roth conversions and specialized tax structures.
03
Protect Your Legacy
The legal structure to avoid probate, protect your assets, and provide for your loved ones exactly as you intend through trusts, LLCs, and powers of attorney. Your legacy, your way.
Scott Fountain CEP — Estate & Tax Strategist
Scott Fountain
CEP · Estate & Tax Strategist
Wendi Gay — Power of Zero Advisor
Wendi Gay
Power of Zero Advisor · Retirement Specialist

"Your investment advisor is licensed to sell investments and that is all they are trained to do. Your attorney charges by the hour and is not an estate planner. Your CPA is trained to do tax returns, not tax planning. Nobody coordinates all three into one unified plan. We do, and we have for over 35 years."

Scott Fountain, CEP · The Tax & Retirement Architects
🎭️ Watch the Documentary
The Power of Zero: The Tax Train Is Coming
David McKnight · Official Trailer · YouTube
→
Schedule My Free Session → See How It Works
35+
Years
Combined
$2M+
Avg Legacy
Created
$0
Out-of-Pocket
Roth Convert
0%
Guaranteed
Loss Risk
The 4 Core Retirement Concerns Every Family Faces

We Solve All Four.
Most Advisors Solve One.

Ask any retiree what keeps them up at night and the answer is always the same. These are not investment questions. They are specialist questions that require a specialist team. Nobody plans to die or get in an accident, which is why you buy insurance. Nobody plans to outlive their money or lose their estate to probate, which is why you need a coordinated plan.

01

Will I Run Out of Money?

Longevity is the #1 retirement risk. A couple retiring today at 65 has a 50% chance one of them lives to 92. The real question is whether your income can last that long, guaranteed, no matter what the market does or what tax rates become. Most retirement plans cannot honestly answer yes. Ours can.

Guaranteed Retirement Income
02

Your IRA Isn’t All Yours.
How Much Does the Government Actually Take?

This is the single biggest tax and income problem retirees face, and most never see it coming. Every dollar in your IRA has never been taxed. The IRS is your silent partner. RMDs force taxable withdrawals at 73 whether you need the money or not, pushing you into higher brackets, making up to 85% of your Social Security taxable, triggering Medicare surcharges, and leaving your heirs with a 10-year tax bomb. CPAs file last year’s return. We eliminate the future bill.

Tax Elimination · Roth Conversion · Power of Zero
03

Will My Money Be Safe?

You insure your home, your car, your health, and your business, everything of real value in your life is protected. So why is your retirement savings completely exposed to market losses with no floor and no guarantee? A 30% loss at age 68 is not a paper loss. It permanently destroys retirement income you cannot recover. Shouldn’t your money be insured the same way everything else you value is? With a 0% loss floor, gains locked in annually, and principal fully protected. Ours is.

Insured Contracts · 0% Loss Floor · Gains Locked In · Principal Protected
04

Will, Trust, or Transfer on Death?
It Depends on What You’re Trying to Accomplish.

A will guarantees probate: public record, court-supervised, 9 to 18 months, costing 3 to 8% of your estate. A properly structured and funded trust passes everything privately, immediately, and at zero court cost. Transfer on Death deeds work for some assets but not all. The right answer depends on your assets, your family, and your goals. We design the correct legal structure so your legacy passes exactly as you intend, without the courts, the delays, or the fees.

Estate Planning · Trust · Will · Probate Avoidance

One Coordinated Plan.

Your CPA, attorney, and financial advisor each work on one piece. Nobody coordinates all four into a unified strategy. That's exactly what a family office does. That's exactly what we do, and we have been doing it for over 30 years.

Schedule My Free Discovery Session → See the 5-Layer Strategy
The Real Difference

Why Most Retirees
Are Underserved

Not because they are dishonest, but because they are generalists. A cardiologist doesn't treat cancer. A general practitioner doesn't perform bypass surgery. You need the right specialist for every condition. The same is true for your retirement and your estate.

The Status Quo

✕

Your CPA files last year's tax return. Not your zero-tax future. Nobody designs your retirement tax strategy 20 years from now. CPAs are trained to do returns, not tax planning.

✕

Your Attorney drafts documents by the hour or charges enormous flat fees. Either way, there is no outcome alignment, no coordination with your income strategy, no tax planning, and no follow-through. Documents get executed and filed away. What happens to your family afterward is not their concern, and it is not their training.

✕

Your Financial Advisor earns 1%/year whether you win or lose. No Roth planning. No tax coordination. Paid to manage money, not to move it to tax-free.

✕

Nobody is coordinating all four disciplines. The CPA, attorney, and advisor never meet. Nobody sees the complete picture or the complete tax bill mounting inside your IRA.

✕

Your IRA's silent partner, the IRS, will collect at whatever rate Congress sets the day you retire. You don't control that rate. Neither do they.

✕

Your estate without a funded trust faces probate: public record, 9–18 month delays, 3–8% court cost. Your legacy becomes your family's legal problem.

vs
The Tax & Retirement Architects

Your Nationwide Network of Specialists

✓

Proactive Tax Planning: Multi-year Roth conversion roadmap, bracket management, IRMAA avoidance, and Social Security optimization designed for your zero-percent future.

✓

Estate Structure: Living trust, deed transfer, and powers of attorney, executed correctly and coordinated with income and tax strategy. Your legacy protected, privately.

✓

Guaranteed Income: Fixed Indexed Annuity with a 0% loss floor, 25% Day-1 bonus, and a lifetime paycheck. Principal protected regardless of market conditions.

✓

Fully Coordinated: Legal + Tax + Income + Growth designed together as one unified plan. Every layer works with every other layer. Zero gaps, zero silos.

✓

Tax-Free IRA: We convert your IRA to a tax-free Roth at $0 out-of-pocket using the insured bonus strategy. The IRS's claim on your retirement: eliminated.

✓

Estate Protected: Properly funded trust: assets pass immediately, privately, and at zero court cost. Your legacy transfers exactly as you intend, to exactly who you choose.

🎭️ Featured Documentary
The Power of Zero:
The Tax Train Is Coming
David McKnight · Official Trailer
▶ Watch on YouTube
The Film Behind Our Strategy
Why the Tax Freight Train
Is Coming for Your IRA

The first major Hollywood documentary to expose how America’s national debt is setting the stage for massive tax increases and what every retiree must do now while rates are near a 100-year low.

"If your doctor diagnosed a condition and prescribed a treatment, you would follow through. Nobody plans to get sick, but you buy health insurance. Nobody plans to die, but smart families protect their legacy now while the window is open."

Today's 37% top rate is near a 100-year low. The Power of Zero window is open. The Tax Freight Train is coming. The only question is whether you act before it arrives or after.

I'm Ready. Schedule My Free Session →
Our Team & Partners

Meet the Specialists
Working for You

Every plan we design draws on this team. Scott and Wendi are your lead advisors. Our partner network brings nationally recognized expertise in every discipline your retirement, estate, and tax strategy requires.

Your Lead Advisors
Scott Fountain CEP
Scott Fountain
CEP · Estate & Tax Strategist · Since 1989

Scott Fountain, Certified Estate Planner, has spent 35+ years designing tax elimination and estate protection strategies for families across Georgia and the Southeast. One of Georgia’s few Power of Zero certified practitioners, his specialty is finding the tax problem you don’t know you have and eliminating it permanently before the Tax Freight Train arrives.

(678) 767-7645 scott@thetaxarchitects.net TheTaxArchitects.net
Certified Estate PlannerPower of ZeroRoth ConversionIrrevocable TrustsTax Elimination
Wendi Gay - Retirement Specialist
Wendi Gay
Licensed Advisor · Power of Zero Advisor · Retirement Specialist

Wendi Gay is a licensed financial advisor and a certified Power of Zero advisor in David McKnight’s nationwide network. She specializes in guaranteed retirement income, building lifetime income streams using insured income & growth contracts with 0% loss floors, Day-1 bonus contracts, and LIRP strategies that protect principal while funding Roth conversions. Your retirement paycheck, guaranteed.

(678) 361-7037 wendi@thetaxarchitects.net
Power of Zero AdvisorRetirement SpecialistInsured ContractsLIRP Strategy0% Loss Floor
Strategic Partner Network

We work alongside a carefully selected network of nationally recognized specialists. Each partner brings credentials and expertise we draw on directly when designing your plan. Partner headshots coming soon, bios below reflect their full credentials.

DM
David McKnight
Power of Zero · Bestselling Author

Bestselling author of The Power of Zero (400,000+ copies), Tax-Free Income for Life, and The Guru Gap (USA Today Bestseller, #1 business book at launch, Dec 2024). Published by Penguin Random House. Featured in Forbes, USA Today, NYT, Fox Business, CBS Radio, Bloomberg Radio, CNBC, Reuters, MarketWatch, Yahoo Finance, Nasdaq.com, Kiplinger’s, and Investor’s Business Daily. Documentary filmmaker: The Power of Zero: The Tax Train Is Coming. Wendi Gay is a certified advisor in David’s nationwide Power of Zero network.

Watch: What is the Power of Zero? davidmcknight.com
Power of Zero400K+ BooksUSA Today BestsellerDocumentary Filmmaker
DH
David Hyden
CFF® · NSSA® · Retirement Tax

President & Founder of Retirement Tax Consultants · McKinney, Texas. Certified Financial Fiduciary® (CFF®), National Social Security Adviser® (NSSA®), Master Mentor for Circle of Wealth, Million Dollar Miner elite advisor. Co-author of bestselling Crash Proof Wealth. Specializes in eliminating and reducing taxes in retirement and on highly appreciated assets. Co-analyzes complex Roth conversion strategies with our team on every case.

retirementtaxconsultants.com
CFF®NSSA®Retirement TaxRoth StrategyCrash Proof Wealth
TR
Troy Ragan
RIA · Income Calibration™ · Retirement Specialist

Registered Investment Adviser and retirement income specialist with 20+ years helping Americans maximize their savings. Creator of the Income Calibration™ system, a mathematically proven method to maximize retirement income. Co-author of Crash Proof Wealth. Featured in documentary The Retirement Deception. Brett & Ethan partner. His Income Calibration™ process delivers the one result that matters most in retirement: Certainty.

troyragan.com
RIAIncome Calibration™Crash Proof WealthRetirement Specialist
KH
Kurt Hildebrand
MBA · MFP · RFP · Senior VP

Senior Vice President at Capital City Partner Securities. Holds the Master of Financial Planning (MFP) and Registered Financial Planner (RFP) designations alongside an MBA, among the most rigorous financial planning credentials in the industry. Kurt brings institutional-grade wealth planning, portfolio architecture, and comprehensive financial strategy to our family office team, giving clients access to Wall Street-caliber planning without institutional conflicts or hidden fees.

MBAMaster Financial PlannerRFPCapital City Partner SecuritiesSenior VP
Christopher Craig
MBA · Tax Attorney · EA · Federal IRS Agent · thetaxfirm.us
Tax Attorney · Enrolled Agent · Federal IRS · TheTaxFirm.us
Christopher Craig, MBA
Tax Attorney · Enrolled Agent · Former Federal IRS Agent

Christopher Craig brings a rare and powerful combination of credentials to our team: an MBA, a tax law practice, Enrolled Agent status (the highest credential the IRS grants to tax professionals), and direct experience as a Federal IRS agent. He knows exactly how the IRS thinks, because he worked there. Whether it’s complex tax structures, IRS negotiations, business tax strategy, or estate tax planning, Christopher provides the legal and regulatory expertise that protects our clients at every level. As our tax attorney partner, he reviews and validates the complex tax structures we design, giving our clients the certainty that their plan will hold up under IRS scrutiny.

thetaxfirm.us
MBA Tax Attorney Enrolled Agent (EA) Former Federal IRS Agent IRS Negotiation Complex Tax Structures
Brett Kitchen & Ethan Kap
Documentary Filmmakers · INC 5000 · brettandethan.com
Bestselling Authors · INC 5000 · Documentary Filmmakers
Brett Kitchen & Ethan Kap
Award-Winning Filmmakers · Income Calibration System™ Creators

Brett Kitchen & Ethan Kap are bestselling authors of 10+ books including Wealth Beyond Wall Street. INC 5000 “Fastest-Growing Company” two consecutive years. Award-winning documentary filmmakers: Retirement Everest, The Retirement Deception, The Baby Boomer Dilemma, and the upcoming Race to Retirement. 37 combined years in the financial industry. Creators of the Income Calibration System™, the methodology Troy Ragan uses to deliver retirement Certainty. The video above is the official Retirement Everest trailer.

Watch Retirement Everest Trailer brettandethan.com
INC 5000 ×2Retirement EverestRace to RetirementIncome Calibration™10+ Bestsellers
🏆 Coming Soon · Brett Kitchen & Ethan Kap
Race to Retirement
The newest documentary from Brett & Ethan, a powerful follow-up to Retirement Everest exploring the race against time every retiree faces and how to win it. Trailer and release date coming soon. Ask us about hosting a private client screening event.
brettandethan.com
Credentials & Media
🎓
Certified Estate Planner (CEP)
National Institute of Certified Estate Planners · Advanced estate strategy & tax coordination
📚
Power of Zero Certified Advisor
David McKnight’s nationwide POZ network · Tax-free retirement income architecture
🛡️
35+ Years Estate, Financial & Tax Planning
Licensed since 1989 · Estate Planning · Financial Strategy · Tax Elimination
🤝
Strategic Partner Network
McKnight · Hyden · Ragan · Brett & Ethan · Hildebrand · Nationally recognized
Partner Network Media Appearances & Featured Publications
ForbesUSA TodayThe New York Times Fox BusinessCBS RadioBloomberg Radio CNBCReutersMarketWatch Yahoo FinanceNasdaq.comKiplinger’s Investor’s Business DailyHuffington Post FidelityCharles Schwab

Media appearances reflect the credentials of our strategic partner network: David McKnight (davidmcknight.com), David Hyden (retirementtaxconsultants.com), Troy Ragan (troyragan.com), and Brett & Ethan (brettandethan.com). Fidelity and Charles Schwab are independent registered investment advisors; their mention is informational only.

🎭️ Featured Documentary Film

The Power of Zero:
The Tax Train Is Coming

The first major Hollywood documentary to expose how America’s $36.8 trillion national debt is setting the stage for massive tax increases, and what every retiree must do right now while tax rates are near a 100-year low.

Starring former U.S. Comptroller General David Walker, George Schultz, Ed Slott CPA, and David McKnight. Played in theaters nationwide. Rated PG by the MPAA. The philosophy behind every strategy we design.

📺 Also watch: "What is The Power of Zero Philosophy?" → David McKnight explains the framework in plain English.

Get My Roth Blueprint™ → See the Tax Train → 🎭️ Watch Trailer
The #1 Threat to Your Retirement

🚂 The Tax Freight Train
Is Coming for Your IRA

The U.S. national debt is $36.8 trillion. America has made $239 trillion in promises it cannot keep at today's tax rates. Former U.S. Comptroller General David Walker: "Tax rates will never be lower than they are today. Congress has waited too long."

100 Years of U.S. Top Federal Tax Rates as Featured in the Power of Zero

We Are Living Through a Historic Low-Tax Window. It Will Not Stay Open.

94%
1944WWII Peak
91%
1950sEisenhower
77%
1964Pre-Kennedy
70%
1970sStagflation
50%
1982Early Reagan
39.6%
2001–17Bush/Obama
37%
TODAY ✓Window Open
60%+?
FUTURERising Debt
57%
Drop from 94% to today's 37%, a once-in-a-century window to convert to tax-free
2×0%
If Congress doubles rates and you're at zero: 2 × 0 is still zero. The Power of Zero.
Today
The best time to convert your IRA was 10 years ago. The second-best time is right now.
The 5 Hidden Tax Bombs Inside Your Retirement

Every One of These Is Quietly Eroding Your Retirement Right Now. Most Retirees Find Out Too Late.

💣 BOMB 01
The IRA / 401(k) Time Bomb
Every dollar saved in a traditional IRA or 401(k) has never been taxed. When you withdraw, at retirement or forced by RMDs at 73, the IRS collects at whatever rate Congress sets that year. You have zero control over that rate. Zero.
$36.8T
National debt · Growing $1 trillion every 100 days
💣 BOMB 02
The RMD Trap
At age 73, the IRS forces Required Minimum Distributions, whether you need the money or not. Forced withdrawals push you into higher brackets, trigger Social Security taxation, and cause IRMAA Medicare surcharges. You lose control of your own income.
Age 73
When forced RMDs begin, taxable, unavoidable, and bracket-busting without a plan.
💣 BOMB 03
Social Security Taxation
Up to 85% of your Social Security benefit can be taxed as ordinary income, triggered entirely by your IRA distributions. Most retirees do not discover this until their first tax filing. Roth distributions are invisible to the provisional income formula.
85%
Of your Social Security benefit that can be taxed by your IRA
💣 BOMB 04
IRMAA Medicare Surcharges
Income over $103K (single) or $206K (joint) triggers Medicare premium surcharges. IRA distributions count as income. Many retirees pay $4,000–$8,000+ per year in avoidable extra Medicare premiums, for the rest of their lives.
$8K+
Annual IRMAA surcharges for retirees with large traditional IRAs
💣 BOMB 05
The Heir Tax Bomb
Under SECURE Act 2.0, non-spouse heirs must fully liquidate inherited IRAs within 10 years, often during their highest-earning years. Your generosity becomes the largest tax bill of their lives. Your legacy funds the government.
10 Yrs
SECURE Act 2.0 · Heirs must liquidate inherited IRAs at their highest tax rates
✅ THE SOLUTION
Your Personal Roth Blueprint™
We analyze all 5 bombs for your specific situation and deliver your personal Roth Blueprint™, your exact lifetime tax exposure if you do nothing, vs. the step-by-step plan to get to zero. Free. In writing. No obligation. Your numbers. Your family.
Get My Free Roth Blueprint™ →
From Simple to Complex

Trust & Tax Planning
For Every Situation

Whether you need a simple revocable living trust to avoid probate or a complex multi-entity structure to eliminate estate taxes, we design the right solution for your specific assets, family, and goals.

We are one of the few teams in Georgia that coordinates legal structure, tax strategy, and income planning simultaneously as one unified plan, not three separate advisors working in silos who never speak to each other..

Why This Coordination Matters
✓ A properly funded trust eliminates probate, saving 9–18 months and 3–8% of your estate
✓ An irrevocable trust removes assets from your taxable estate permanently
✓ A Spendthrift Trust protects heirs from creditors, lawsuits, and divorce
✓ Tax planning COORDINATED with your trust structure, not designed separately
Get My Estate Plan Review →
🏛️ Free Estate Planning Documents: Georgia
📋
Master Guide + Death Checklists
Step-by-step guides for grantor, trustee & beneficiary
🏛️
Revocable Living Trust
O.C.G.A. § 53-12-1 · Avoids probate · Private transfer
🛡️
Non-Grantor Irrevocable Spendthrift Trust
Asset protection · IRC §§ 641–668 · Multi-generational
✍️
Durable POA & Healthcare Directive
O.C.G.A. § 10-6B-1 · Financial & medical decisions
🏠
Quit Claim Deed + Pour-Over Will
O.C.G.A. § 44-5-30 · § 53-4-1 · Full estate funding
Request Your Free Estate Planning Package →
Simple to Complex: Right-Sized for for Your Situation

Every Plan Is Custom-Designed for Your Assets, Family & Goals

⬤SIMPLE

Revocable Living Trust + Basic Estate Plan

The foundation every Georgia family should have. Probate avoidance, privacy, incapacity protection, and proper asset transfer, all in one coordinated package that works from day one.

Revocable Living Trust (O.C.G.A. § 53-12-1) Quit Claim Deed, real estate into trust Durable Power of Attorney (financial) Healthcare POA + Living Will Pour-Over Will + Certification of Trust
Best for: Most families · All asset levels
⬤INTERMEDIATE

Roth Conversion + Tax Elimination + Trust Coordination

For families with $250K+ in IRAs who want to eliminate the Tax Freight Train before it arrives, coordinated with their trust and estate structure for maximum long-term efficiency.

Personalized Roth Blueprint™ analysis Multi-year Roth conversion roadmap SDIRA-LLC valuation discount strategy Insured bonus contract ($0 out-of-pocket) Social Security timing + IRMAA avoidance
Best for: IRAs $250K+ · Pre-retirees 55–70
⬤COMPLEX

Non-Grantor Irrevocable Spendthrift Trust + Entity Structure

For high-net-worth families who need advanced asset protection, estate tax elimination, and multi-generational wealth transfer coordinated across legal, tax, and income structures.

Non-Grantor Irrevocable Trust (IRC §§ 641–668) Trust Protector · Mandatory distributions LLC / entity structure for business interests GST planning · IRS Form 709 coordination Charitable giving strategy (DAF / CRT)
Best for: Estates $1M+ · Business owners
Wendi Gay — Power of Zero Advisor & Retirement Specialist
+$2M
Avg additional
legacy created
Your Complete System

Five Layers.
One Unified Plan.

We don't sell products. We design systems. Every layer works with every other layer. Together they produce a result no single advisor can achieve alone. This is what a family office does for the ultra-wealthy. We do it for every client.

1
Roth Conversion at $0 Out-of-Pocket
SDIRA-LLC valuation discount of up to 35% plus a 25% Day-1 insured bonus covers the conversion tax. Convert your entire IRA to tax-free. No RMDs. No IRMAA. No heir tax, ever.
2
Insured Income & Growth Contracts
Market-linked growth with a 0% loss floor, gains are locked in annually and principal is fully protected. Your retirement paycheck guaranteed regardless of market conditions. Your money insured the same way your home, car, and business are insured.
3
LIRP: Life Insurance Retirement Plan
No contribution limits. No income limits. Tax-free growth and withdrawals. Living benefit for chronic illness. A second Roth with no IRS restrictions, and a multiplied death benefit.
4
Estate Structure: Trust, Entity and Legacy
Revocable and irrevocable trust design, deed transfer, and entity structure, coordinated with income and tax strategy. Your estate avoids probate and transfers 100% tax-free.
5
Proactive Tax Planning: Not Just Returns
Whether it is business, personal, or estate planning, a properly structured plan eliminates taxes from your return and converts your IRA, 401(k), or 403(b) to tax-free. Multi-year Roth conversion roadmap. Bracket management. Social Security timing. Medicare premium reduction. RMD elimination before 73. The strategies your CPA was never trained to design.
Design My 5-Layer Plan →
Real Results · Real Families

Case Studies

Real client situations. Names withheld for confidentiality. Results will vary.

Roth Conversion · $623K IRA · Married
Client A.R.: +$2.39M for Their Heirs
Ages 59 & 58. $623K combined IRA. 25% Day-1 bonus covered the full conversion tax at $0 out-of-pocket. Eliminated RMDs, IRMAA, and SS taxation permanently. 100% tax-free legacy.
+$2,392,284
Additional legacy · $1.17M in lifetime taxes eliminated
Tax Planning · $750K IRA · Pre-Retiree
Client J.M.: RMD Cascade Eliminated
Ages 64 & 62. $750K IRA. RMDs at 73 would trigger 85% SS taxation + IRMAA + heir tax. 5-year Roth roadmap with insured bonus coverage. Projected lifetime savings: $836,000+.
$836K+
Lifetime taxes eliminated · $0 out-of-pocket
Estate Planning · $350K Home · Georgia
Client S.M.: Probate Eliminated
North Georgia homeowner. Living Trust + Quit Claim Deed recorded. Estate passes privately, immediately, at zero court cost. Four children protected.
$0
Probate cost · 9–18 months of delays eliminated
Full Plan · $1.2M Estate · Two States
Client G.S.: Complete 5-Layer
West Georgia. $750K home + $450K FL rental business. Joint trust, FIA guaranteed income, Roth roadmap, all five layers coordinated across two states.
$1.2M
Assets protected · Two-state probate eliminated
For Organizations & Groups Nationwide

Request a Retirement
Workshop, Lunch or Dinner Event

We bring the specialists to your company, retirement group, civic organization, or church, at no cost to your group. Pure education. No products sold. No pressure. Just the unbiased information every retiree and pre-retiree needs to make the right decisions while the window is still open.

🏢
Company & Employer Groups
Retirement planning workshops for your employees. Lunch & learn, staff meetings, or benefits events.
👪
Civic & Community Organizations
Rotary, Lions, HOAs, senior centers, social clubs & community associations. Dinner or luncheon format.
⛪️
Church & Faith Communities
Sunday school classes, midweek events, seniors groups. Faith-based community outreach education.
🏫
Schools & Professional Groups
School districts, teacher groups, professional associations, credit unions & government employees.
Education Modules Available

Everything Your Group Needs to Know
About Retirement in Plain English

🏥️
Module 01
Medicare, Medicaid & Supplements
Medicare Parts A, B, C & D explained. Medigap vs. Medicare Advantage. Medicaid planning. IRMAA surcharges. Supplement plans compared. Enrollment deadlines & costly mistakes to avoid.
📈
Module 02
Tax Planning: What Your CPA Isn’t Telling You
The Tax Freight Train. Roth conversions. RMDs, Social Security taxation, and IRMAA surcharges. The 5 hidden tax bombs in your IRA. Business, personal & estate tax strategies. 90% of attendees find immediate savings.
🏛️
Module 03
Estate Planning: Trust, Will, or Transfer on Death?
A will guarantees probate. A properly funded trust eliminates it. Transfer on death deeds, when they work and when they don’t. The right structure for protecting your family and avoiding legal fees.
💰
Module 04
Investing in Retirement: Fidelity, Schwab, Merrill Lynch & Beyond
Why Wall Street's approach fails in retirement. Insured contracts with a 0% loss floor, gains locked in, principal protected. Sequence of returns risk. Creating a guaranteed lifetime income stream.
🏠
Module 05
Rental Property in Retirement: Safe, Secure & Smart
How rental income integrates with your tax and Social Security strategy. LLC structure, depreciation, 1031 exchanges, trust structure for rentals, and when to hold vs. when to sell.
🔑
Module 06: Full Keynote
The Complete Retirement Blueprint: Income, Taxes & Legacy
All three pillars in one powerful session. The 3 challenges every retiree faces. The correct retirement financial structure. The Power of Zero. Social Security optimization. Free Roth Blueprint™ for every attendee.
Why Our Workshops Work

Education Only.
No Products. No Pressure.

100% Unbiased Education, no products pitched, no sales pressure, no agenda. Just the information every attendee needs to make the right decisions.
Free to Your Group, no cost to your organization or attendees. We come to you. In-person or virtual. We work around your schedule.
Plain English, every topic explained clearly with real examples. No jargon. No confusing charts. Information attendees can actually use.
Free Individual Consultations, attendees who want a personalized analysis can schedule a private no-obligation session after the event.
Nationwide: Atlanta · Kennesaw · Nashville · Tampa · Ft. Myers · Dallas · Minneapolis · Illinois · Nevada · Columbus · Utah · and virtual everywhere.
Contact Us Directly
Request a Retirement Workshop, Lunch or Dinner Event
Free for your group · No products sold · We come to you

By submitting you agree to be contacted by The Tax & Retirement Architects. No obligation. Workshop is free to your organization and attendees.

What Families Are Saying

The Numbers Don't Lie

★★★★★

"We had no idea how much the IRS was going to take from our IRA. Scott showed us a strategy that converted everything tax-free and our heirs will receive over $2.3 million more. Nobody else showed us this in 20 years."

AR
A.R. & Family
North Florida
★★★★★

"I didn't realize I needed a trust until they showed me what happens without one. The trust was the smartest thing I've ever done for my children. Everything passes privately and immediately, no probate, no delays."

SM
S.M. & Family
North Georgia
★★★★★

"We had CPAs and financial advisors for 20 years. Nobody ever showed us the complete coordinated picture until The Tax Architects. Their strategy saved us over $800,000 in future taxes. I only wish we found them sooner."

GS
G.S. & Family
West Georgia
$2M+
Average additional legacy created per family
35+
Years Georgia estate & tax experience
$0
Out-of-pocket with our Roth conversion strategy
0%
Guaranteed loss risk with our FIA strategy
Free · No Obligation · Your Numbers in Writing

Request Your Free
Roth Blueprint™ & Zero Tax Plan

We run your exact numbers including IRA balance, income, Social Security, and estate value, and deliver a personalized Roth Blueprint™ showing your lifetime tax exposure and the step-by-step plan to get to zero. Side by side. In writing. Free.

💣
Tax Time Bomb Analysis
Your exact lifetime IRS exposure including RMDs, SS taxation, IRMAA surcharges, and heir tax, shown in real dollars over your full retirement.
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Your Personal Roth Blueprint™
Your exact conversion schedule, insured bonus strategy, and projected tax-free legacy at life expectancy vs. doing nothing, your numbers.
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Estate Plan Gap Analysis
Does your trust exist? Is it funded? Will your heirs face probate? We identify the gaps before they become your family's problem.
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Income Architecture Review
Social Security timing. RMD sequencing. Tax-free income streams designed to maximize your net retirement paycheck, for life.

Your Zero % Tax Bracket Plan: Free and In Writing

No cost. No obligation. No sales pressure. Just the numbers, because the numbers don't lie and they don't have an opinion. What does it cost to find out? Nothing.

Get My Free Blueprint → 📞 Call Scott: (678) 767-7645
Free · 30 Minutes · No Obligation

Schedule Your
Free Discovery Session

The numbers don't lie, and they don't have an opinion. We show you exactly what the IRS will take if you do nothing, and what you keep if you act. Side by side. In writing. No sales pitch.

You'll Receive Free
✓ Tax Time Bomb Analysis, lifetime IRS exposure in real dollars
✓ Roth Blueprint™, your exact conversion schedule
✓ Zero % Tax Bracket roadmap, step-by-step
✓ Estate plan gap analysis, does your plan protect your family?
Scott Fountain, CEP
(678) 767-7645
Office
1300 Ridenour Blvd · Kennesaw, Georgia 30152
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Request Received!

We'll be in touch within one business day to schedule your complimentary discovery session and begin your Roth Blueprint™.

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No cost · No obligation · Your numbers in writing

By submitting you agree to be contacted by The Tax & Retirement Architects. Not legal or tax advice. No obligation.

Why isn't your money insured? Your life is. Your home is. Your IRA is exposed to rising tax rates. We fix that, permanently.

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